Oh it’s something that all people my age actually want to do, to be able to move out, own our own house but it’s safe to say it isn’t that easy. I think different generations believe that buying a house is straight forward, but in my area depending on what area you want to live in and we are pretty specific for a 2 bedroom it can be around £250,000. Now we are in a small little town but house prices just seem to go through the roof! Are you struggling right now?
With the government stopping the Help To Buy scheme this December it makes it even more difficult for us to be able to move out because all you would need would be a 5% deposit, which is really helpful don’t get me wrong, but the thing is with the cost of living going up it doesn’t make it any easier. We are all watching and waiting to see what happens with our exit from the EU and it worries me that if we bought a house before what could happen, it could be better or it could be worse, but it is a waiting game.
I am quite lucky because my step mum is a banker so she helps me to predict the markets, gives me advice, support and ideas for helping us to buy our first house, unfortunately with the unpredictability in the world with Donald Trump & our exit from the EU there is a lot that could change with the markets, so honestly what are we supposed to do right now? Well, currently we are still trying to put money away, it’s never going to be £1000s of pounds, but we are using what we have and making the most of it.
What currently annoys me is people say you’ve been married 2 years nearly, why are you still living with your mum? I’ll answer that, with my mental health it hasn’t been an easy road especially over the last 3 years, but when we got a mortgage I wanted Paul and I to have the same last name, it gives us a little more security when speaking to my bank manager. It’s not like we don’t want to move out, I love my mum don’t get me wrong and I love having her just downstairs so I can go and whinge and I know I’m going to miss that when I move out because I can’t ring her (she is deaf) but she respects we need our own house.
We do want children at some point, it’s something that both Paul and I are craving so much but it will happen in good time, I’m 23 & Paul is 25, we have been married 2 years and been together almost 6, w ear enjoying our life!
What makes me feel better is that I’m not the only one struggling, I spoke to my dad the other day and he said that people he works with are 30 and struggling to get on the property ladder, that is in London, but the same rules apply, it is difficult, it’s stressful and people deserve to have our own house.
Are you struggling to get on the property ladder? Do you have any tips? Leave your response in the comments!
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