When we were younger we couldn’t wait to grow up, but when we have finally grown up, we are waiting for the day when we can be kids again. So I decided that what would be a good idea is to go through lots of tips to help you with that growing up phase, and helping to ease over those worries that can come with growing up.
Moving out can be stressful at the best of times, so it is important to make sure that you are clear on all of the details that you have before moving out. What you need to remember is living with your parents can be different to living on your own, I know that might sounds easily said than done, but you don’t realise how much your mum and dad have to pay for when you’re living under their roof.
If you want to move out, then the first thing you need to start off with is looking at how much you earn each month, or even each week might be the best option. The reason I say this is because you need to make sure that you can actually afford it, write down everything you earn and anyone who is going to be moving out with you.
The next thing you need to do is break down what you need to pay for, so everything from electric to water to gas to council tax. Everything that is going to need to go out every month, every payment to make sure that you can live in your apartment or house. Living in your own house means that you can’t just go down to the fridge when you’re hungry, take whatever you like and not have to hear about it.
What you need to remember is during all of those maths lessons when you were adamant those maths lessons assuming that you would never have to worry about using it ever again, but what you need to remember is you are going to need to use those maths skills, you’re going to need to budget all of your finances, it’s not something you can just do without planning it. If you don’t make sure you have the right amount of money, you could lose your apartment or your house.
Before you even move into your place, you need to stock all of your cupboards, you need to get appliances, you need to stock your kitchen, your bathroom, your bedroom, you need furniture for your house, this is going to be expensive, this is why it is important to make sure you have enough money to pay for everything.
Are you ready to move out now?
Budgeting To Move Out
Before you can go out, put a few months of a deposit down you need to see how much money you have per month, and be realistic, because there is no way on this earth that you’re going to be able to move out if you earn £200 a month there is no way you’re going to be able to move out.
If you have a roommate then it’s important that you get together, speak about what your spending habits are, because you need to be clear and focused on the budget, and know that there are payments that need to be made every month, and if one goes out on a spending spree there is no way that the other person could pick up the tab, that wouldn’t be fair on anyone. If you’re moving a long distance, then what you need to remember is it’s going to cost you a lot, so you need to search around for the best prices so you are going to need to make sure you check for the best prices.
One thing that is important within this budget, is look at the amount you could spend on your rent. There is no point in spending hundreds of pounds on rent, if you can’t afford to spend it, especially if you can’t afford anything else after rent. Not only that you need to make sure that there is money within your budget in case anything happens, for example if something is broken and you need to get it fixed, or if you need to get repairs done, either way you need to make sure that you’re prepared, think of it as a rainy day fund.
You need to learn to stay in the lines of your budget that you’ve set out, and this has to include your roommate if you’ve got one. You need to make sure that those boundaries are respected, the maximum rent is just going to be pushing your budget to a limit.
After you’ve done all of that, you need to focus on what you want when it comes to a place of your own, and that might be easier said than done, but what you need to remember is, the perfect place is what you create, and if you have a tight budget, there is no way on this earth that you’re going to be able to be able to afford it. So what might be an option is look for a place where you like, but you can put your own stamp on the place. Not only that when you get your house, you might not be able to get top of the range stuff all of the time, which means you’re going to need to make a compromise. You might be able to get a better deal at wholesalers but look around, there are always some really good deals available to you, if you only look.
Check around where you’re wanting to move into, look at the area, look at what the floor plans are like, look at how much room you’re going to need, how far away the local stores are, what transport links are like, what the bathrooms are like. Not only that look at the crime rates are like in that area, it’s important to be aware of all this.
After this point, you need to narrow down your choices of places, start off by making it to the top 10 of all the places where you would want to live, what is your favourite going by where you would like to live, but also what you can afford.
Check out your choices, get a feel for what it makes you feel, do you feel comfortable, do you feel safe, is this a place you would love to life? Is there any point that you are worried about in terms of a break in? These are all things that you should be interested in, because you need to make sure that this is somewhere you genuinely want to live rather than somewhere you feel unsafe. Make sure that you ask all of the questions that you need to, I know that’s easier said than done, but you need to know everything about the place before you go ahead and move in.
Before you move in, there are a variety of questions that you should be asking when you go in and view a place, because that is very important before you turn around and say that you want that place, for example:
- Is the apartment available at this price or are there other places which are offering a lower or higher price? That question is important because a lot of landlords end up putting different prices to attract more potential tenants.
- How long would it take for the place to be ready? This is important because if you’re moving from one place that you’ve sold to another, the last thing you need to have to find somewhere o keep all of your belongings while you wait for your place to be ready.
- What appliances are included in the rent? This could save you a lot of money in the long run, the reason I say this is because if there are appliances like freezers, dishwashers so if they’re included you won’t have to worry about buying more than that.
- How old is the apartment? It’s important to take this into account before hand because you need to check to know whether or not there is any repairs that need to be made on the place, for example brick work or if the roof is old, that is going to cost a lot of money to repair and that needs to be taken into account.
- Has there been any problems with the house previously? For example anything to do with pest control, this is important you need to see the extent of the history of the house. The thing is, no one who works is property would automatically come out with it of their own free will, because if they did it would be much easier.
- What is the security like in the area? For example if you live in a gated community is there security around the clock, is there anything that is available to you when you move in.
- Is there any parking available to you? For example is there a garage, out the front parking, or anything like that, that way you can plan to make sure that your car is well prepared.
- What can you do with the apartment? This might sound so trivial or simple, but sometimes landlords don’t like it if you decorate the house, and that is why it is so important you know the ins and outs before you decorate.
- Are there any of the utilities included in the price? Sometimes water rates can be included in the price.
- Where are the closest stores, shopping places because you don’t want to have to go 40 miles to get food and supplies.
- What is the public transport like? If you need to commute to work and you don’t have the opportunity to drive, then you need to see how long it is going to take for you to be able to commute.
- How is the rent payable? Is there a bank transfer, or do they prefer cheques? This is the most important thing because then they cannot say you didn’t pay your rent.
- Are there any specific companies that do your tv and internet supplies? This is important because sometimes you don’t have control over who you can use.
- What kind of people live in the area, are there any children, elderly people, and what kind of neighbours do you have? This way you can get an idea of where you will be living and what you’ve got to do.
- Are there services available to you when it snows? Are there snowplows or areas where you can get the outside clear of your house.
- What places are around, are there parks, gyms close by, swimming pools, skate parks available for you to use at a price? Or have you got to go further afield to use anything like that?
If you’re 100% sure that this is the place that you want, then call the company, explain that this is the place you want to move in to, and take it further, but that doesn’t mean that you are finished with your worries.
Next part is coming tomorrow!